Cre
Credit Score
Topic
N/A
Accuracy
Recent Predictions
Incorrect: 0
Pending: 20
Unrated: 0
Prediction
Author
Predicted at
Status
Video
The speaker's credit score is alarmingly low at 427, suggesting significant credit history issues and likely impacting her ability to obtain future loans or favorable financial terms.
"Your credit score is already 427. You're like, what are we"
Dec 19, 2025
Pending
The speaker predicts a credit score has improved from approximately 520.
"Pulled up from like 520."
Dec 5, 2025
Pending
The speaker predicts a credit score has improved from approximately 520.
"Pulled up from like 520."
Dec 5, 2025
Pending
Credit scores are viewed as a mechanism for lenders to profit from consumers, and actively managing them can be seen as participating in a system designed for financial gain by others.
"Yes. Yes. But a credit score is literally just indication of whether or not they can make money off ..."
Jul 25, 2025
Pending
Utilizing more than 30% of available credit will significantly negatively impact one's credit score.
"Exceeding that level will have significantly negative impacts on your credit score."
Jul 17, 2025
Pending
Predicted that a person's credit score may decline if they close old credit cards.
"So, by cutting those off, it lowers your average age of credit. And as a result, your credit score m..."
Jul 16, 2025
Correct
The speaker was denied a mortgage in 2011 due to a lack of credit history, highlighting the importance of building credit.
"I was 21 years old I had never opened up any credit in my life and I kind of thought that using cred..."
Jul 24, 2024
Pending
The speaker has maintained a perfect payment history since 2012, with no late payments, collections, or derogatory public records.
"as you can see since 2012 12 I've had zero late payments ever zero accounts and Collections and zero..."
Jul 24, 2024
Pending
The speaker's credit utilization is extremely low, with only $38 charged on a total personal credit line of $161,000.
"I have $38 charged on a total personal credit line of $161,000"
Jul 24, 2024
Pending
The speaker's credit history is well-established, with their oldest account being over 12 years old and an average account age of over 8 years.
"my oldest account is about 12.6 years old and my average account age is just over 8 years old"
Jul 24, 2024
Pending
The speaker has a diverse credit mix, including eight credit cards and significant mortgage debt for rental properties.
"credit mix and here I have eight revolving credit card accounts in a total of 13 of which six have b..."
Jul 24, 2024
Pending
Individuals who maintain good credit practices will eventually achieve a credit score of 800 or higher.
"as long as you maintain good practices with all the factors that we talked about today when it comes..."
May 11, 2023
Pending
By spending around $20 a month on a secured credit card and paying it off, one will establish a decent credit score within 6 to 12 months.
"just spend about 20 bucks a month and pay it off and after about six to twelve months of doing this ..."
Apr 3, 2023
Pending
An individual will establish a decent credit score within 6 to 12 months by consistently spending and paying off a secured credit card.
"after about six to twelve months of doing this you'll establish a pretty decent credit score"
Apr 3, 2023
Pending
Following the provided credit tips (not closing old cards, keeping credit utilization below 30%, and paying bills on time) will increase one's credit score.
"if you do these things your credit score will go up"
Mar 25, 2023
Pending
Following the presented credit tips (not closing old cards, keeping credit utilization below 30%, and paying bills on time) will result in an increased credit score.
"if you do these things your credit score will go up"
Mar 25, 2023
Pending
By making payments on time, increasing income, and staying within the credit limit, the credit limit and score will naturally increase.
"your credit limit and score will naturally go up"
Feb 9, 2023
Pending
A credit score of 740 is achievable in approximately 18 months and provides access to the lowest interest rates.
"after about 18 months you should have built up a credit score around 740 which begins to give you th..."
Sep 1, 2021
Pending
Achieving a credit score between 700-780 within 18 months is predicted to provide the lowest interest rates for leveraging money.
"after about 18 months of doing this, you should have a credit score from 700 to 780, which is going ..."
Jul 26, 2021
Pending
Consistent good credit practices can lead to a credit score above 800.
"you should be able to get a perfect credit score above 800."
Jul 26, 2021
Pending
A credit card is recommended to build a credit score for future borrowing needs.
"so you're not building up any credit score... the first thing i'd say to you is definitely get yours..."
Feb 9, 2021
Pending